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Real Estate Tips
Financing Your Home >Early Loan Approval

Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.

Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.

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Real Estate Trivia
Q 
What is the world's most expensive Monopoly set?

A 
San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots.
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Joe Fagiolo, REALTOR®, real estate agent and broker for Annapolis, Crofton and Severna Park Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Joe Fagiolo
Keller Williams Select Realtors

#7 Old Solomans Island Road
Annapolis, MD 21401
Direct: 443-951-1449
Main Office: 410-320-6428
Fax: 443-647-0689
Email: jfagiolo@kw.com

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REALTOR


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